Meet Our Team

Akarsh Chandrashekar

Akarsh Chandrashekar

Founder & CEO

18+ years in banking, collections, and debt management across UAE & India. Visionary behind PenakaKred’s AI-driven compliance model.

Lekhankrishna Kulkarni

Lekhankrishna Kulkarni

IT Manager & Software Developer

Software Developer at PenakaKred, skilled in web technologies and passionate about building efficient, user-friendly digital solutions.

Sangeetha JP

Sangeetha JP

IT Manager & Software Developer

Full-stack engineer driving AI, automation, and analytics platforms for scalable collection ecosystems.